5 founding spots open  ·  Public launch June 7, 2026    See founding offer →
Water Restoration Claims Recovery

$0
left uncollected.

Denied line items. Withheld depreciation. Supplements nobody filed. That's what happens when you run the job but nobody's running the claim. Return Claims is your claims department — supplements, denials, depreciation, all of it, every month.

Claim your free audit No commitment · Full results within 48 hours · Founding pricing closes June 7
$36,037
Average uncollected per 90 days
30-job water restoration contractor
Day 53
Average break-even point
at 65% industry recovery rate
0
Competitors in water restoration
with a performance guarantee
WHERE YOUR MONEY WENT

Insurance companies don't make this easy. That's the point.

Every closed job has money left in it. Line items the adjuster skipped. Depreciation withheld and never called back. Supplements that needed to be written but weren't. O&P that got pushed back — and nobody pushed harder.

Your crew ran the job. Nobody ran the claim. That's not a mistake — running claims is a full-time job. It just isn't your job. That's ours.

The average closed water damage claim has recoverable money the contractor never pursued. Insurance companies are built to keep it that way.

Where the money went — 30 jobs / 90 days
Denied claims −$16,302
Withheld depreciation −$8,550
Missed supplements / scope gaps −$11,185
Total left on the table $36,037
THE SOLUTION

Your outsourced claims department — guaranteed.

Not a tool. Not a consultant. A full claims department — dedicated, running, and accountable for results every single month. Supplements written. Denials answered. Depreciation recovered. You run the jobs. We run the claims.

Hourly Writer
They write the estimate and disappear. You're still managing the denial, the depreciation, the follow-up. You still don't have a claims department.
×
No ongoing relationship
×
Unpredictable hourly cost
×
No performance guarantee
×
Closed jobs stay closed
Software Platform
A platform that puts the work back on you. You're paying to run your own claims. That's not a department — that's just more overhead.
×
You still do the work
×
Per-seat monthly cost
×
No performance guarantee
×
Results depend on your time

Here's what a 90-day audit looks like.

Sample audit — 30-job water restoration contractor
Based on industry averages — not a real client
SAMPLE
Return Claims
90-Day Claims Audit
[Redacted] Restoration LLC  ·  Jan 1 – Mar 31, 2026
Recoverable
$36,037
Jobs Reviewed
30
Total Submitted
$103,300
Collected
$67,263
Missed Line Items — Selected
Job #
Issue
Category
Amount
#0847
O&P not applied
Supplement
$2,180
#0851
Depreciation withheld
Depreciation
$3,420
#0863
Moisture barrier missing
Scope Gap
$1,240
#0871
Claim denied — no response
Denial
$4,850
#0879
Contents not documented
Scope Gap
$890
+ 25 more jobs
Avg uncollected per job
$1,201
Industry avg — water damage claims
Claims with missed O&P
68%
Most contractors never chase it
Avg depreciation withheld
$2,800
Per job, recoverable on most policies
Avg uncollected — 90 days
$36,037
Industry avg at 30 jobs/month

These numbers are based on industry averages. Your audit reflects your actual job volume and claim history — the real number could be higher or lower.

What's your number?

Adjust for your monthly job volume to see an industry-average estimate.

Jobs per month: 30

5 30 jobs/mo 100
Est. uncollected — 90 days
$36,037
Industry avg — not your real number

Don't believe it? Your real number is in the audit. We pull every closed job, every line item, and show you exactly what's recoverable — free.

SERVICES

Three tiers. One guarantee.

Every tier includes the Return Claims Guarantee — recover your retainer in 30 days or we keep working free.

Basic
Stop leaving money behind.
  • Supplement letter writing
  • Xactimate scope audit
  • Denial response letters
  • Job documentation summary
  • Monthly recovery report
Claim your free audit →
Enterprise
Your outsourced claims department.
  • Basic + Growth All Growth features included
  • ACV vs RCV dispute letters
  • Depreciation recovery letters
  • On-call scheduling system
  • Subcontractor agreement templates
  • TPA application assistance
  • TPA scorecard optimization
  • Insurance carrier relationship strategy
  • Dedicated account manager
  • Weekly strategy calls
Claim your free audit →
HOW IT WORKS

How your claims department
gets to work.

01
Send us your claim files
Submit your Xactimate exports, EOBs, and job records. Takes 5 minutes. Your department gets to work immediately.
You — 5 minutes
02
We run your entire claims operation
Supplements, scope writing, denial responses, depreciation recovery, documentation, carrier follow-up. Every task that happens after the job closes — handled.
Return Claims — 24–48 hrs
03
You get the recovery report
Monthly breakdown of every dollar recovered, every claim processed, and what's still pending. Full visibility, no surprises.
Return Claims
04
Your department keeps running
New jobs, ongoing claims, every month. The operation doesn't stop. You run the work — we run the claims.
Return Claims — ongoing

No black box. Full visibility.

Monthly recovery report
Every dollar recovered, every claim processed, everything still open — itemized.
Supplement submissions
Written and submitted with full supporting documentation. Carrier-ready.
Denial response letters
Every denial answered. Documented and sent directly to the carrier.
Depreciation callbacks
Recoverable depreciation identified and pursued on every eligible claim.
Carrier correspondence log
Full record of every communication sent and received on your claims.
Live claim status tracker
Running log of every open claim — status, next action, expected timeline.
WHO WE ARE

Built for water restoration.
Nothing else.

Supplements, depreciation, denials, carrier follow-up — that's a full-time operation most contractors aren't running. We run it for you, every month, with a performance guarantee behind every engagement.

Water damage claims only. We flag every missed line item, scope gap, and recoverable dollar — and review every output before it goes to a carrier.

Built because the gap between what contractors collect and what they're owed is fixable — and the only reason it stays open is that nobody's running the claims side of the business. That's the department Return Claims exists to be.

Water
damage only.
No other claim type. No divided focus.
100%
Performance guaranteed. Every engagement.
Founder-
led.
Same person on every file. No handoffs.

— Tristian Goldman, Founder

THE GUARANTEE

Recover your retainer in 30 days. Or we keep working. For free.

Not a refund. The result. Your claims department keeps working at no additional charge until we hit the number — because that's what a department does.

No other claims service in water restoration offers this.

There's a reason for that.

RETURN CLAIMS GUARANTEED The Return Claims Guarantee

We guarantee recovery of at least your full first month's retainer within 30 days. If we don't hit the number, we keep working at no additional charge until we do. The engagement doesn't end until the guarantee is met.

The guarantee applies to recovered revenue — not a cash refund. Applies to Basic, Growth, and Enterprise tiers.

Tristian Goldman
Founder, Return Claims

5 spots. Founding clients only
until June 7 launch.

Public launch in
27
Days
:
00
Hours
:
00
Min
:
00
Sec

Return Claims launches publicly on June 7. Before then, we're onboarding 5 founding clients. Founding clients get advantages that won't be available after launch.

Claim your free audit →

Founding pricing closes June 7. No commitment until you see your number.

01 — Territory
60-day city exclusivity
No other contractor in your market gets onboarded during your first 60 days. Your city, your head start.
02 — Access
Direct founder access
Your account is handled by Tristian Goldman personally. Same person on every file, every call. No handoffs, no account managers.
03 — Bonus
Bonus claims — month one
Additional claims handled at no charge in your first month. More recovery, same retainer.
04 — Guarantee
Performance guaranteed from day one
Recover your retainer in 30 days — or your claims department keeps working free until you do.

Everything you need to know.

We recover at least your full monthly retainer in your first 30 days — or we keep working until we do, at no additional charge. If the number isn't there in 30 days, the engagement continues until it is.
Send us your last 90 days of claim files. We go through every closed job, find the money that was left behind, and show you the exact number. No commitment, no pitch until you see the dollar amount. Industry data shows the average water restoration contractor leaves $36,000+ uncollected every 90 days on closed jobs alone.
Everything that happens after the job is done. Supplements written. Denials answered. Depreciation recovered. Scope gaps identified. Carrier follow-up handled. You run the crew — we run the claim from submission to close.
Supplement checks typically process 30–60 days from carrier submission. Depreciation callbacks can move faster depending on the carrier. The guarantee starts from day one, so we're moving immediately.
Submit your claim files through the audit form. Every review, submission, and carrier follow-up is handled from there — no onboarding calls, no setup friction. You receive a full recovery report each month showing exactly what was worked and what came back.
Month-to-month with 30 days written notice to cancel. Quarterly and annual plans waive the setup fee entirely if you want to lock in savings upfront.
ACH bank transfer — clean, automatic, no surprises. You authorize it once at signing and payments pull on the same date every cycle.
Return Claims launches publicly on June 7. Before then, we're onboarding 5 founding clients. Founding clients get 60-day city exclusivity — no other contractor in your market gets onboarded during that window — plus advantages that won't be available after launch. After June 7, founding terms close.
Yes. Your files are used exclusively for your work — nothing else. A signed service agreement covering confidentiality is in place before we review anything. Your claim history and carrier correspondence are never shared or disclosed to any third party.
Every claim is reviewed directly — no outsourcing, no third-party processors. Return Claims is founder-led, meaning you work with the same person on every file. We analyze your claims, flag every missed line item and scope gap, and handle all carrier communication on your behalf.
Every month you receive: a full recovery report showing every dollar recovered and every claim in progress, all supplement submissions with supporting documentation, denial response letters sent to carriers, depreciation callback requests, and a running status log of every open claim. You see everything — no black box.
Pricing is based on your job volume and which tier fits your operation. We show you your recovery number first — the audit is free, no commitment. The retainer is structured so the service pays for itself in month one, or we keep working free until it does. You'll see the exact number before you decide anything.

Your claims department
starts here.

Upload your files. We audit your last 90 days and show you exactly what's recoverable — before you spend a dollar.

G Performance guaranteed. Recover your retainer in 30 days or we work free.
Claim your free audit →

No commitment · 48-hour turnaround · 5 founding spots remaining